Money Skills support to people with learning disabilities
"Would you like cashback?" We all need to be able to manage our money and understand the ways we can use it.
BILD was commissioned by Barclays to develop accessible information and resources to support people with learning disabilities as part of the Barclay’s Money Skills programme.
There is an increasing number of people with learning disabilities wanting to access ordinary community services and supports, including managing their money and personal finances. In addition, increasing numbers are using or being supported to use personal and individual budgets to buy their own supports and services.
The Government has shown a desire for breaking the barriers to financial inclusion and to promote financial capability for disadvantaged and vulnerable groups in society as part of the Big Society agenda.
Challenges in developing accessible information for people with learning disabilities
The learning disability population is very broad ranging from individuals who require little or no support in their everyday life to individuals with profound and multiple disabilities who require considerable support on a daily basis.
Many people with learning disabilities are not able to read and those who can, require information presented in simple English or Easyread.
Understanding and addressing the communication needs for individuals is very difficult. Many individuals do not communicate with words but are able to use body language, facial expressions, pointing or communication aids. Other individuals may give the impression that they fully understand information when they are really unsure.
Retaining information can be difficult which means that repeated learning opportunities may be required.
Addressing these challenges
"Across public services there has been recognition and increased demand that people with learning disabilities should be able to access information. People with learning disabilities need to be able to understand information if they are to have more choice and control over their own lives and to become more active and equal citizens”.
What we did
In developing the resources, we have ensured that;
We have found out from people with learning disabilities, family carers and support staff what information is needed.
We worked directly with the members of Our Way Self Advocacy in Kidderminster, Somerset Advocacy and Options for Life in Sandwell to identify their personal experiences and what support would be helpful.
We asked time4people ( a Worcestershire family led organisation) to find out the personal experiences of parents/carers in supporting their family members to manage their own money.
We asked BILD members to identify the key issues in their experience.
We developed accessible written materials that are linked to a DVD, recognising that this is a medium that works well for people with learning disabilities.
The launchJanuary saw the launch of the Money Skills materials in an event in the House of Commons hosted by Mark Garnier MP, BILD's local MP and a member of the Treasury Select Committee, pictured below on the right.
As the picture below shows, members of Somerset Advocacy and Our Way Self Advocacy had a great day and made sure everyone knew of their experiences with money and need for supporting to make bank services work for them.
The project's work has resulted in:
An Information Pack for people with learning disabilities
This comprehensive resource has been developed to provide people with learning disabilities with clear information about how to manage their money.
Topics covered in this guide include opening and using a bank account, keeping track of your money and budgeting, spending and saving, staying safe, and where to go for more help and support.
The Banking made clear booklet is accompanied by a DVD which guides the viewer through a series of seven short films on the process of opening an account that is right for them, and top tips on keeping safe.
Download the Information Pack: Banking made clear for people with learning disabilities
Banking made clear - Quick Guide
This resource is a quick reference guide for people with learning disabilities wishing to undertake a variety of financial transactions.
The quick guide gives step by step instructions on topics such as ‘how do I set up a direct debit or standing order?’ and ‘how do I pay money into my account?’
Download the Banking made clear Quick Guide
Banking made clear - Resource Pack
This toolkit contains four activities to help volunteers, support workers, tutors, and other practitioners who work with people with learning disabilities to put together and run successful money management sessions.
The topics covered are ‘using an ATM’, ‘understanding how to budget’, ‘how to choose a bank that is right for you’ and ‘keeping your money safe’. The activities are fun and informative, and can be used with a range of abilities and different sized groups.
Download the Resource Pack
There are a set of videos to support these resources. Each video explains a part of the services banks provide. Find out more about the videos here.
Other resources are in preparation: Top of the page